Thursday, September 17, 2009

36!

My cell phone said I had a message. This isn't weird or anything. I get almost no cell reception where I work so sometimes my phone doesn't ring and then ten minutes later I have a message.

So I checked my message and it was Scott. He sounded SO HAPPY and said there was AMAZING AWESOME news and to call him NOW.

Cool. I called him and he gave me the awesome news.

However first you need some background information:

When we moved in to this house we signed a rent-to-own agreement. We agreed that at the end of one year we would buy the house for $XXX,000, and every month $400.00 of our rent would go toward the down payment on the home. If for some reason we didn't buy the house for $XXX,000, we would lose that $400.00 a month and also the $1000 deposit we made on the house when we started renting it.

Cool.

So for the last year, we have been saving and preparing ourselves to take out a $XXX,000 mortgage.

Now here's the cool news:

We got the house appraised the other day. The appraisal came back saying the house was actually worth $30,000 less than the $XXX,000 we originally planned for. This wasn't terrible surprising, since the housing market has been so insane this past year and we really didn't know how much the house would appraise for. I'm sure that before the market crashed this past year the house actually WAS worth $XXX,000, but not now.

So we called our landlord, the guy who is selling us the house, and told him. We were expecting him to be really disappointed. After all, he would be getting much less for the house than he hoped. BUT.

Not only was he totally cool about selling it to us for the appraised price, he also said we could keep our original deal and still have the money we put toward equity all year!

So, we saved $30,000 from the house appraising lower than we expected.

We saved $1000 for the security deposit that he's putting toward the payment on the house.

We saved $4,800 for the money that went toward equity each month that he's also putting toward the payment on the house.

So, about $36,000.

So, Scott and I went around all day practically walking on air and saying "We saved 36 grand today!" every five minutes.

So happy day!

This means our bank account won't be as empty as we thought. We'll still have to scrimp a little for a few months, but we're going to be totally fine.

Too bad we'll be zillions of dollars in debt.

Oh well. We've already started making plans for the renovations we want to do on the house. So exciting!

Monday, September 14, 2009

Open Windows

Of course, the night that it's lovely and cool outside so we decide to open all the windows is the night the air force base decides to scramble the jets. And, since we live about two blocks from the base, it's LOUD.

Make it stop!

Sunday, September 13, 2009

Matchmaker, Matchmaker, Make Me A Match!

Let me start off by telling you how ridiculously clumsy I am. I have a terrible sense of balance. When I am on my treadmill I have to be facing forward. I can't even turn to look at something without grabbing onto the handrails because I WILL tip over. You'd think I would know this by now. Apparently not. This is what happens when you tip over on a treadmill:
Yay, the belt skinned me! Yay! My ankle hurts...and I just looked at it, and it looks way worse now. Scabby.

Here's a picture of an adorable thing:
Buster in a kerchief. He did not like it. Now, I have the matchmaker song from Fiddler on the Roof stuck in my head.

Tuesday, September 8, 2009

Change On Buster

Scott put change on Buster's back and he actually stood still. He's worth about 10 cents now.
I went to the beauty school on Saturday and got a haircut and color. I like the haircut very much. The color turned out to be a little too brassy, I think. It looks ok though, except for when it's wet, and then it looks orange for some strange reason.

Sunday, September 6, 2009

It's Buster Time (And A Quesadilla)

Scott made me a heart-shaped quesadilla. I have the best husband in the universe. It's true. And tasty!
And, since we can never get enough of Buster:
Sleeping on my legs on the couch:
And this is a total role reversal. Usually it's Buster doing the prodding:

Thursday, September 3, 2009

Giant Bone

I have to post a picture of Buster, it's the law:
Eating a bone he stole from Wayco (Allene's dog). Good boy, Buster (I don't like Wayco...)!

In other news, I found a "used" treadmill on KSL (I say "used" because it's only been used like two times and it's nearly new) and I went down Farmington to take a look at it, and it's perfect! And less that $200! It wouldn't fit in my car so we have a friend with a truck and he will help us pick it up tomorrow after work.

Tuesday, September 1, 2009

It Covers His Eyes

Buster's hair is getting long and he can barely see. If it were me I would be terribly annoyed, and maybe he is, who knows, but it's so cute I refuse to get him a haircut. Come on, can you even resist this?